4744 Terra Esmeralda Drive Kissimmee, FL 34746

NO CDD! Rare opportunity to own a beautifully maintained 3-bedroom, 2.5-bath townhome offering exceptional versatility in a gated community near Disney. Whether you're searching for a primary residence, vacation retreat, or income producing short-term rental/Airbnb opportunity, this property delivers the flexibility today’s buyers are looking for. As an added bonus, the seller is offering an attractive 2/1 interest rate buydown program, helping buyers enjoy significantly lower monthly payments during the first two years of ownership a valuable opportunity in today’s market. This temporary rate buydown can create estimated monthly savings of over $400 during the first year, making homeownership more affordable from day one. The backyard setting is truly a standout feature, showcasing spectacular lake views, a beautiful fountain, and a peaceful wooded backdrop that creates a private and relaxing environment rarely found in similar properties. Residents enjoy access to community amenities including a pool, sauna, and playground, along with the added benefit of a well managed HOA and NO CDD. Conveniently located near a school and approximately 34 minutes from Walt Disney World, with easy access to the beautiful and highly sought-after Celebration area. Lovingly maintained and occupied only by its owners, this home presents a unique opportunity for personal enjoyment, vacation use, or strategic investment.